20 Low-Cost Business Ideas Under ₦100k

1. Data & Airtime VTU Reselling: Sell mobile data and recharge cards via automated platforms.  

2. Perfume Oil Reselling: Package designer-grade oils into 10ml roller bottles.  

3. Homemade Small Chops & Snacks: Produce chin-chin, puff-puff, or meat pies for offices and schools.  

4. Skincare & Beauty Reselling: Stock trending organic body scrubs, glowing oils, and facial serums.  

5. Thrift Fashion (Okrika): Source mini-bales of vintage wears or jeans from markets like Katangua or Yaba.  

6. Liquid Soap & Detergent Production: Blend and bottle multi-purpose cleaners for households and salons.

7. Phone Accessories Retail: Sell fast-charging cords, earpieces, and phone cases.

8. Freelance Digital Services: Offer graphic design (Canva), CV writing, or copywriting.  

9. Foodstuff Resale: Buy staple items (garri, beans, palm oil) in bulk and repackage into smaller, budget-friendly portions.  

10. Gift Curation Services: Package budget birthday or anniversary boxes with mugs, snacks, and notes.  

11. Wig Revamping & Styling: Wash, treat, and curl old wigs for busy working class ladies.  

12. Mobile Laundry & Ironing: Pick up, wash, and iron clothes for estate residents or busy professionals.  

13. Home-Service Car Wash: Use basic tools (buckets, soap, microfiber towels) to wash cars at customer residences.  

14. Phone Charging Station: Set up a safe charging hub at busy junctions using an extension board and a power strip.  

15. Basic Event Decor: Focus on simple balloon arches and backdrop setups for small birthdays.  

16. Smoothie & Fresh Juice Delivery: Blend healthy fruit packs and supply fitness enthusiasts or offices.

17. Freelance Social Media Management: Help local brick-and-mortar stores run their Instagram and TikTok pages.

18. Custom T-Shirt Printing: Design and print branded shirts using heat transfer vinyl.

19. Mini-Agriculture (Starter Poultry): Rear 20 to 30 broilers in your backyard for festive seasons.  

20. Tutoring / Home Lessons: Teach primary or secondary school students after school hours with zero capital required.

Which one are you into or looking to start?